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Chase and United Airlines have a co-brand credit card agreement for both personal and small business cards. Well, today the the New United Quest℠ Card has been launched, and I’m extremely impressed by the value proposition of this card.
United Quest Card offers up to 100K miles
As part of a limited-time launch offer that’s valid for applications through June 2, 2021, the United Quest Card is offering up to 100,000 MileagePlus bonus miles:
Earn 80,000 bonus MileagePlus miles after spending $5,000 within three months
Earn an additional 20,000 bonus MileagePlus miles after spending an additional $5,000 within six months
In other words, if you spend $10,000 within six months, you can earn 100,000 MileagePlus bonus miles.
Note that you’re eligible for this offer even if you have other United co-brand credit cards. The only people who aren’t eligible are those who have had the United Quest Card (which shouldn’t be many people, since the card literally just launched). The typical Chase application rules apply, including the 5/24 rule.
Redeem your miles on Star Alliance airline partners
United Quest Card benefits
The United Quest Card offers a couple of particularly valuable benefits, which will quickly justify the card’s $250 annual fee:
Receive a $125 annual United purchase credit — automatically be reimbursed for the first $125 worth of United purchases charged to your card every cardmember year
Receive up to 10,000 miles back on awards — automatically receive 5,000 miles back in your MileagePlus account after taking a United-operated award flight booked with your miles, up to twice annually
Earn bonus MileagePlus miles when you redeem miles
In other words, if you spend at least $125 on United annually, and if you redeem miles for even just two one-ways on United annually, you’ll get $125 and 10,000 MileagePlus miles, which I value at more than the $250 annual fee.
Then there are all the other perks of the United Quest Card, including:
A free first & second checked bag
25% back on United inflight purchases
Complimentary upgrades on award tickets if you’re a Premier member
Access to more MileagePlus award availability
Up to a $100 Global Entry or TSA Pre-Check credit once every four years
The ability to earn up to 3,000 Premier Qualifying Points (PQPs) for spending on the card; earn 500 PQPs for every $12,000 spent on purchases
Save on United inflight purchases with the United Quest Card
United Quest Card rewards structure
The United Quest Card has no foreign transaction fees, and offers the following return on spending:
Earn 3x miles on United purchases
Earn 2x miles on all travel and dining purchases
Earn 1x miles on all other purchases
While there are other cards that are compelling in the travel and dining categories, those are some of the broadest bonus categories I’ve seen on a co-branded airline card.
Earn 3x miles on flight purchases
The United Quest Card is the third personal card in the Chase & United lineup, and I think it’s the most rewarding yet. While the $250 annual fee sounds high on the surface, the $125 annual United credit should get you half of that value back right there. Then there’s the up to 10,000 miles you can earn per year when redeeming miles, along with all of the other ongoing benefits.
Add in the welcome bonus of up to 100,000 MileagePlus miles, and this is a spectacular product.
What do you make of the new United Quest Card?